ACIW

ACI WORLDWIDE, INC.

Nasdaq · CIK 935036

Last close50.15
Daily change+0.46 (0.93%)
10 Years gain+161.74%
Dividends TTM0
Dividend yield0.00%

Fundamental Analysis

ACIW · STANDARD

SIC 7372 · Services-Prepackaged Software · Fiscal year end 1231

Screener
Fundamental
44.8
Momentum
46.5
Acceleration
46.5
Confidence
87.0
Annual Revenue18
Quarterly Revenue77
Annual CFO16
Balance SheetAvailable
RankingEligible

Score Breakdown

Growth10.5 / 25
Quality10.5 / 25
Capital Efficiency6.7 / 20
Balance Sheet7.5 / 15
Shareholder Economics7.3 / 10
Forward Indicators2.2 / 5

Signals

Share count reductionDiluted share count declined 4.8218%.

Key Metrics

Revenue Growth TTM13.28%OK
Revenue CAGR 3Y7.37%OK
Gross Margin46.24%OK
Operating Margin15.21%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC9.59%OK
Incremental Operating Margin 3Y16.48%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-4.82%OK
SBC / Revenue3.99%OK
SBC / FCFn/aNOT_MEANINGFUL

Financial History

PeriodRevenueGross ProfitOperating IncomeCFOFCFGross MarginOp MarginFCF MarginROICShares
2025 FY Dec 31, 2025$1.76B$862.13M$329.91M$322.83M$309.92M48.99%18.75%17.61%11.41%104.81M
2025 FY Dec 31, 2024$1.59B$802.51M$308.14M$358.75M$343.35M50.34%19.33%21.54%11.54%106.49M
2025 FY Dec 31, 2023$1.45B$733.37M$220.41M$168.52M$159.59M50.49%15.17%10.99%8.33%108.86M
2024 FY Dec 31, 2022$1.42B$725.83M$203.84M$143.38M$130.28M51.05%14.34%9.16%6.45%114.24M
2023 FY Dec 31, 2021$1.37B$731.73M$209.90M$220.47M$199.89M53.39%15.31%14.58%6.99%118.65M

Formula Trace

MetricValueFormulaStatusSource
Revenue TTM$1.74Bsum latest 4 fiscal quarters RevenueOK0000935036-26-000028, 0000935036-25-000031
Revenue Growth TTM13.28%Revenue_TTM / Revenue_TTM_1Y_ago - 1OK0000935036-26-000028, 0000935036-25-000031
Revenue CAGR 3Y7.37%(Revenue_current / Revenue_3Y_ago)^(1/3) - 1OK0000935036-26-000011
Revenue CAGR 5Y6.34%(Revenue_current / Revenue_5Y_ago)^(1/5) - 1OK0000935036-26-000011
Gross Profit CAGR 3Y5.9%(GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1OK0000935036-26-000011
Operating Income Growth8.32%OperatingIncome_current / OperatingIncome_prior_year - 1OK0000935036-26-000028, 0000935036-25-000031
FCF Growthn/aFCF_current / FCF_prior_year - 1INSUFFICIENT_HISTORYderived
Revenue Growth Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Gross Profit Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Operating Income Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
FCF Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Gross Margin46.24%Gross Profit / RevenueOK0000935036-26-000028, 0000935036-25-000031
Operating Margin15.21%Operating Income / RevenueOK0000935036-26-000028, 0000935036-25-000031
ROIC9.59%NOPAT / Average Invested CapitalOK0000935036-26-000028, 0000935036-25-000031
Net Debt / CFOn/aNet Debt / CFONOT_MEANINGFUL0000935036-26-000028
Current Ratio1.58xCurrent Assets / Current LiabilitiesOKderived
Cash / Debt0.2x(Cash + Short-term Investments) / Total DebtOK0000935036-26-000028
SBC / Revenue3.99%SBC / RevenueOK0000935036-26-000028, 0000935036-25-000031