BLND

Blend Labs, Inc.

NYSE · CIK 1855747

Last close1.03
Daily change-0.02 (-1.90%)
10 Years gain-95.07%
Dividends TTM0
Dividend yield0.00%

Fundamental Analysis

BLND · STANDARD

SIC 7370 · Services-Computer Programming, Data Processing, Etc. · Fiscal year end 1231

Screener
Fundamental
48.9
Momentum
100.0
Acceleration
100.0
Confidence
84.0
Annual Revenue7
Quarterly Revenue20
Annual CFO7
Balance SheetAvailable
RankingEligible

Score Breakdown

Growth3.0 / 25
Quality20.9 / 25
Capital Efficiency0.0 / 20
Balance Sheet15.0 / 15
Shareholder Economics7.5 / 10
Forward Indicators2.5 / 5

Signals

Gross margin expansionGross margin improved by 1.8277 percentage points.
Operating leverageOperating margin improved by 17.8639 percentage points.
Share count reductionDiluted share count declined 7.4464%.

Key Metrics

Revenue Growth TTM7.26%OK
Revenue CAGR 3Y-19.31%OK
Gross Margin74.33%OK
Operating Margin-13.03%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROICn/aMISSING
Incremental Operating Margin 3Yn/aNOT_MEANINGFUL
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-7.45%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL

Financial History

PeriodRevenueGross ProfitOperating IncomeCFOFCFGross MarginOp MarginFCF MarginROICShares
2025 FY Dec 31, 2025$123.59M$91.17M-$21.74M$11.51M-$81,000.0073.77%-17.59%-0.07%n/a258.95M
2025 FY Dec 31, 2024$115.76M$83.22M-$48.85M-$13.04M-$22.79M71.89%-42.19%-19.68%n/a253.92M
2025 FY Dec 31, 2023$109.55M$76.46M-$143.61M-$127.62M-$127.66M69.79%-131.09%-116.53%n/a245.21M
2024 FY Dec 31, 2022$235.20M$89.65M-$746.18M-$190.42M-$192.49M38.12%-317.25%-81.84%-276.05%234.16M
2023 FY Dec 31, 2021$234.50M$115.99M-$197.24M-$127.50Mn/a49.46%-84.11%n/a-68.82%131.99M

Formula Trace

MetricValueFormulaStatusSource
Revenue TTM$129.00Msum latest 4 fiscal quarters RevenueOK0001855747-26-000016, 0001855747-26-000057
Revenue Growth TTM7.26%Revenue_TTM / Revenue_TTM_1Y_ago - 1OK0001855747-26-000016, 0001855747-26-000057
Revenue CAGR 3Y-19.31%(Revenue_current / Revenue_3Y_ago)^(1/3) - 1OK0001855747-26-000016
Revenue CAGR 5Y5.18%(Revenue_current / Revenue_5Y_ago)^(1/5) - 1OK0001855747-26-000016
Gross Profit CAGR 3Y0.56%(GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1OK0001855747-26-000016
Operating Income Growthn/aOperatingIncome_current / OperatingIncome_prior_year - 1INSUFFICIENT_HISTORY0001855747-26-000016, 0001855747-26-000057
FCF Growthn/aFCF_current / FCF_prior_year - 1INSUFFICIENT_HISTORYderived
Revenue Growth Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Gross Profit Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Operating Income Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
FCF Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Gross Margin74.33%Gross Profit / RevenueOK0001855747-26-000016, 0001855747-26-000057
Operating Margin-13.03%Operating Income / RevenueOK0001855747-26-000016, 0001855747-26-000057
Net Debt / CFOn/aNet Debt / CFONOT_MEANINGFUL0001855747-26-000057
Current Ratio1.62xCurrent Assets / Current LiabilitiesOKderived
Revenue per Diluted Share$0.54Revenue / Diluted SharesOK0001855747-26-000016, 0001855747-26-000057
SBC / FCFn/aSBC / FCFNOT_MEANINGFULderived
Dividend Payout Ration/aCash dividends paid / Net incomeNOT_MEANINGFUL0001855747-26-000016