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CASS INFORMATION SYSTEMS INC
Nasdaq · CIK 708781
Last close54.06
Daily change+0.36 (0.67%)
10 Years gain+57.04%
Dividends TTM1.28 (+3.23%)
Dividend yield2.38%
Fundamental Analysis
CASS · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 1231
Fundamental
37.2Momentum
n/aAcceleration
n/aConfidence
71.0Annual Revenue17
Quarterly Revenue59
Annual CFO15
Balance SheetAvailable
RankingLimited
Score Breakdown
Growth0.0 / 25
Quality17.2 / 25
Capital Efficiency9.8 / 20
Balance Sheet0.0 / 15
Shareholder Economics8.3 / 10
Forward Indicators0.0 / 5
Signals
Share count reductionDiluted share count declined 4.2114%.
Key Metrics
Revenue Growth TTM-1.4%OK
Revenue CAGR 3Y-3.89%OK
Gross Marginn/aMISSING
Operating Marginn/aMISSING
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROICn/aMISSING
Incremental Operating Margin 3Yn/aNOT_MEANINGFUL
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-4.21%OK
SBC / Revenue4.15%OK
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $108.00M | n/a | n/a | $37.44M | $31.77M | n/a | n/a | 29.42% | n/a | 13.46M |
| 2025 FY Dec 31, 2024 | $109.93M | n/a | n/a | $38.95M | $30.44M | n/a | n/a | 27.69% | n/a | 13.78M |
| 2025 FY Dec 31, 2023 | $106.07M | n/a | n/a | $36.94M | $25.00M | n/a | n/a | 23.57% | n/a | 13.82M |
| 2024 FY Dec 31, 2022 | $121.66M | n/a | n/a | $51.61M | $45.74M | n/a | n/a | 37.6% | n/a | 13.81M |
| 2023 FY Dec 31, 2021 | $108.69M | n/a | n/a | $34.55M | $30.18M | n/a | n/a | 27.76% | n/a | 14.33M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $108.62M | sum latest 4 fiscal quarters Revenue | OK | 0000708781-26-000031, 0000708781-25-000105 |
| Revenue Growth TTM | -1.4% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0000708781-26-000031, 0000708781-25-000105 |
| Revenue CAGR 3Y | -3.89% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0000708781-26-000010 |
| Revenue CAGR 5Y | 1.77% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0000708781-26-000010 |
| Gross Profit CAGR 3Y | n/a | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | INSUFFICIENT_HISTORY | derived |
| Operating Income Growth | n/a | OperatingIncome_current / OperatingIncome_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0000708781-26-000031 |
| SBC / Revenue | 4.15% | SBC / Revenue | OK | 0000708781-26-000031, 0000708781-25-000105 |
| Revenue per Diluted Share | $8.31 | Revenue / Diluted Shares | OK | 0000708781-26-000031, 0000708781-25-000105 |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | 0000708781-26-000031, 0000708781-25-000105 |
| Dividend Payout Ratio | 47.02% | Cash dividends paid / Net income | OK | 0000708781-26-000010 |
| Diluted EPS TTM | $2.86 | Net income TTM / Diluted shares | OK | 0000708781-26-000031, 0000708781-25-000105 |
| Gross Margin Delta 1Y | n/a | GrossMargin_current - GrossMargin_prior_year | INSUFFICIENT_HISTORY | derived |