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CORPAY, INC.
NYSE · CIK 1175454
Last close394.6
Daily change+4.87 (1.25%)
10 Years gain+128.48%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
CPAY · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 1231
Fundamental
57.8Momentum
47.8Acceleration
40.5Confidence
79.0Annual Revenue17
Quarterly Revenue75
Annual CFO17
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth16.9 / 25
Quality15.6 / 25
Capital Efficiency7.2 / 20
Balance Sheet3.1 / 15
Shareholder Economics10.0 / 10
Forward Indicators5.0 / 5
Signals
Share count reductionDiluted share count declined 7.3129%.
Warnings
ROIC declining · MEDIUMROIC declined by 4.0817 percentage points.
Possible growth trap · HIGHRevenue growth is high, but quality indicators are deteriorating.
Key Metrics
Revenue Growth TTM23.53%OK
Revenue CAGR 3Y9.73%OK
Gross Marginn/aMISSING
Operating Margin43.31%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC14.06%OK
Incremental Operating Margin 3Y44.64%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-7.31%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $4.53B | n/a | $1.99B | $1.50B | $1.30B | n/a | 44.04% | 28.69% | 13.18% | 71.06M |
| 2025 FY Dec 31, 2024 | $3.97B | n/a | $1.79B | $1.94B | $1.77B | n/a | 44.96% | 44.42% | 14.25% | 71.85M |
| 2025 FY Dec 31, 2023 | $3.76B | n/a | $1.66B | $2.10B | $1.95B | n/a | 44.09% | 51.82% | 14.65% | 74.39M |
| 2024 FY Dec 31, 2022 | $3.43B | n/a | $1.45B | $754.80M | $603.37M | n/a | 42.21% | 17.61% | 13.99% | 76.86M |
| 2023 FY Dec 31, 2021 | $2.83B | n/a | $1.24B | $1.20B | $1.09B | n/a | 43.85% | 38.31% | 17.18% | 84.06M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $4.87B | sum latest 4 fiscal quarters Revenue | OK | 0001175454-26-000050, 0001175454-25-000029 |
| Revenue Growth TTM | 23.53% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001175454-26-000050, 0001175454-25-000029 |
| Revenue CAGR 3Y | 9.73% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001175454-26-000018 |
| Revenue CAGR 5Y | 13.65% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001175454-26-000018 |
| Gross Profit CAGR 3Y | n/a | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | INSUFFICIENT_HISTORY | derived |
| Operating Income Growth | 22.31% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0001175454-26-000050, 0001175454-25-000029 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Margin | 43.31% | Operating Income / Revenue | OK | 0001175454-26-000050, 0001175454-25-000029 |
| ROIC | 14.06% | NOPAT / Average Invested Capital | OK | 0001175454-26-000050, 0001175454-25-000029 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001175454-26-000050 |
| Current Ratio | 0.97x | Current Assets / Current Liabilities | OK | derived |
| Cash / Debt | 0.3x | (Cash + Short-term Investments) / Total Debt | OK | 0001175454-26-000050 |
| Revenue per Diluted Share | $73.49 | Revenue / Diluted Shares | OK | 0001175454-26-000050, 0001175454-25-000029 |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | derived |