CRMT

AMERICAS CARMART INC

Nasdaq · CIK 799850

Last close1.05
Daily change+0.07 (7.14%)
10 Years gain-97.12%
Dividends TTM0
Dividend yield0.00%

Fundamental Analysis

CRMT · STANDARD

SIC 5500 · Retail-Auto Dealers & Gasoline Stations · Fiscal year end 0430

Screener
Fundamental
11.4
Momentum
n/a
Acceleration
n/a
Confidence
76.0
Annual Revenue17
Quarterly Revenue70
Annual CFO17
Balance SheetAvailable
RankingLimited

Score Breakdown

Growth0.0 / 25
Quality10.0 / 25
Capital Efficiency0.0 / 20
Balance Sheet0.0 / 15
Shareholder Economics0.8 / 10
Forward Indicators0.0 / 5

Signals

Gross margin expansionGross margin improved by 0.5269 percentage points.
Net debt reductionNet debt declined versus the comparison period.
Share count reductionDiluted share count declined 0.9934%.

Key Metrics

Revenue Growth TTM-24.61%OK
Revenue CAGR 3Y-5.14%OK
Gross Margin35.18%OK
Operating Marginn/aMISSING
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROICn/aMISSING
Incremental Operating Margin 3Yn/aNOT_MEANINGFUL
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-0.99%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL

Financial History

PeriodRevenueGross ProfitOperating IncomeCFOFCFGross MarginOp MarginFCF MarginROICShares
2026 FY Apr 30, 2026$1.03B$363.83Mn/a$64.96M$63.15M35.4%n/a6.14%n/a8.29M
2026 FY Apr 30, 2025$1.15B$420.15Mn/a-$48.76M-$52.65M36.66%n/a-4.59%n/a7.68M
2026 FY Apr 30, 2024$1.16B$402.25Mn/a-$73.90M-$80.04M34.65%n/a-6.9%n/a6.39M
2025 FY Apr 30, 2023$1.20B$403.41Mn/a-$135.73M-$157.83M33.5%n/a-13.11%n/a6.57M
2024 FY Apr 30, 2022$1.04B$380.07Mn/a-$119.18M-$134.97M36.59%n/a-12.99%n/a6.82M

Formula Trace

MetricValueFormulaStatusSource
Revenue TTM$875.08Msum latest 4 fiscal quarters RevenueOK0001628280-26-061105, 0001628280-25-056054
Revenue Growth TTM-24.61%Revenue_TTM / Revenue_TTM_1Y_ago - 1OK0001628280-26-061105, 0001628280-25-056054
Revenue CAGR 3Y-5.14%(Revenue_current / Revenue_3Y_ago)^(1/3) - 1OK0001628280-26-048191
Revenue CAGR 5Y5.16%(Revenue_current / Revenue_5Y_ago)^(1/5) - 1OK0001628280-26-048191
Gross Profit CAGR 3Y-3.38%(GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1OK0001628280-26-048191
Operating Income Growthn/aOperatingIncome_current / OperatingIncome_prior_year - 1INSUFFICIENT_HISTORYderived
FCF Growthn/aFCF_current / FCF_prior_year - 1INSUFFICIENT_HISTORYderived
Revenue Growth Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Gross Profit Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Operating Income Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
FCF Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Gross Margin35.18%Gross Profit / RevenueOK0001628280-26-061105, 0001628280-25-056054
Net Debt / CFOn/aNet Debt / CFONOT_MEANINGFUL0001628280-26-061105
Revenue per Diluted Share$105.06Revenue / Diluted SharesOK0001628280-26-061105, 0001628280-25-056054
SBC / FCFn/aSBC / FCFNOT_MEANINGFULderived
Dividend Payout Ration/aCash dividends paid / Net incomeNOT_MEANINGFULderived
Diluted EPS TTMn/aNet income TTM / Diluted sharesNOT_MEANINGFUL0001628280-26-061105
Gross Margin Delta 1Y+0.53 ppGrossMargin_current - GrossMargin_prior_yearOK0001628280-26-061105, 0001628280-25-056054