CRMT
AMERICAS CARMART INC
Nasdaq · CIK 799850
Last close1.05
Daily change+0.07 (7.14%)
10 Years gain-97.12%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
CRMT · STANDARD
SIC 5500 · Retail-Auto Dealers & Gasoline Stations · Fiscal year end 0430
Fundamental
11.4Momentum
n/aAcceleration
n/aConfidence
76.0Annual Revenue17
Quarterly Revenue70
Annual CFO17
Balance SheetAvailable
RankingLimited
Score Breakdown
Growth0.0 / 25
Quality10.0 / 25
Capital Efficiency0.0 / 20
Balance Sheet0.0 / 15
Shareholder Economics0.8 / 10
Forward Indicators0.0 / 5
Signals
Gross margin expansionGross margin improved by 0.5269 percentage points.
Net debt reductionNet debt declined versus the comparison period.
Share count reductionDiluted share count declined 0.9934%.
Key Metrics
Revenue Growth TTM-24.61%OK
Revenue CAGR 3Y-5.14%OK
Gross Margin35.18%OK
Operating Marginn/aMISSING
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROICn/aMISSING
Incremental Operating Margin 3Yn/aNOT_MEANINGFUL
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-0.99%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026 FY Apr 30, 2026 | $1.03B | $363.83M | n/a | $64.96M | $63.15M | 35.4% | n/a | 6.14% | n/a | 8.29M |
| 2026 FY Apr 30, 2025 | $1.15B | $420.15M | n/a | -$48.76M | -$52.65M | 36.66% | n/a | -4.59% | n/a | 7.68M |
| 2026 FY Apr 30, 2024 | $1.16B | $402.25M | n/a | -$73.90M | -$80.04M | 34.65% | n/a | -6.9% | n/a | 6.39M |
| 2025 FY Apr 30, 2023 | $1.20B | $403.41M | n/a | -$135.73M | -$157.83M | 33.5% | n/a | -13.11% | n/a | 6.57M |
| 2024 FY Apr 30, 2022 | $1.04B | $380.07M | n/a | -$119.18M | -$134.97M | 36.59% | n/a | -12.99% | n/a | 6.82M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $875.08M | sum latest 4 fiscal quarters Revenue | OK | 0001628280-26-061105, 0001628280-25-056054 |
| Revenue Growth TTM | -24.61% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001628280-26-061105, 0001628280-25-056054 |
| Revenue CAGR 3Y | -5.14% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001628280-26-048191 |
| Revenue CAGR 5Y | 5.16% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001628280-26-048191 |
| Gross Profit CAGR 3Y | -3.38% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001628280-26-048191 |
| Operating Income Growth | n/a | OperatingIncome_current / OperatingIncome_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 35.18% | Gross Profit / Revenue | OK | 0001628280-26-061105, 0001628280-25-056054 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001628280-26-061105 |
| Revenue per Diluted Share | $105.06 | Revenue / Diluted Shares | OK | 0001628280-26-061105, 0001628280-25-056054 |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | derived |
| Dividend Payout Ratio | n/a | Cash dividends paid / Net income | NOT_MEANINGFUL | derived |
| Diluted EPS TTM | n/a | Net income TTM / Diluted shares | NOT_MEANINGFUL | 0001628280-26-061105 |
| Gross Margin Delta 1Y | +0.53 pp | GrossMargin_current - GrossMargin_prior_year | OK | 0001628280-26-061105, 0001628280-25-056054 |