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FirstCash Holdings, Inc.
Nasdaq · CIK 840489
Last close210.36
Daily change+2.21 (1.06%)
10 Years gain+353.13%
Dividends TTM1.68 (+7.69%)
Dividend yield0.81%
Fundamental Analysis
FCFS · STANDARD
SIC 5900 · Retail-Miscellaneous Retail · Fiscal year end 1231
Fundamental
61.4Momentum
n/aAcceleration
n/aConfidence
79.0Annual Revenue17
Quarterly Revenue67
Annual CFO17
Balance SheetAvailable
RankingLimited
Score Breakdown
Growth15.3 / 25
Quality18.4 / 25
Capital Efficiency8.9 / 20
Balance Sheet4.7 / 15
Shareholder Economics9.4 / 10
Forward Indicators4.8 / 5
Signals
Gross margin expansionGross margin improved by 2.6776 percentage points.
Share count reductionDiluted share count declined 1.6812%.
Warnings
Inventory anomaly · MEDIUMInventory growth is materially above revenue growth.
Key Metrics
Revenue Growth TTM18.28%OK
Revenue CAGR 3Y9.78%OK
Gross Margin113.3%OK
Operating Marginn/aMISSING
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROICn/aMISSING
Incremental Operating Margin 3Yn/aNOT_MEANINGFUL
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-1.68%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $1.67B | $1.84B | n/a | $585.94M | $531.04M | 110.32% | n/a | 31.83% | n/a | 44.53M |
| 2025 FY Dec 31, 2024 | $1.51B | $1.63B | n/a | $539.96M | $471.71M | 108.12% | n/a | 31.3% | n/a | 45.17M |
| 2025 FY Dec 31, 2023 | $1.38B | $1.51B | n/a | $416.14M | $355.99M | 109.12% | n/a | 25.77% | n/a | 45.69M |
| 2024 FY Dec 31, 2022 | $1.26B | $1.26B | n/a | $469.31M | $433.72M | 100.27% | n/a | 34.39% | n/a | 47.33M |
| 2023 FY Dec 31, 2021 | $1.13B | $919.15M | n/a | $223.30M | $181.28M | 81.04% | n/a | 15.98% | n/a | 41.02M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $1.73B | sum latest 4 fiscal quarters Revenue | OK | 0000840489-26-000085, 0000840489-25-000120 |
| Revenue Growth TTM | 18.28% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0000840489-26-000085, 0000840489-25-000120 |
| Revenue CAGR 3Y | 9.78% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0000840489-26-000032 |
| Revenue CAGR 5Y | 9.18% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0000840489-26-000032 |
| Gross Profit CAGR 3Y | 13.33% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0000840489-26-000032 |
| Operating Income Growth | n/a | OperatingIncome_current / OperatingIncome_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 113.3% | Gross Profit / Revenue | OK | 0000840489-26-000085, 0000840489-25-000120 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0000840489-26-000085 |
| Current Ratio | 4.89x | Current Assets / Current Liabilities | OK | derived |
| Cash / Debt | 0.07x | (Cash + Short-term Investments) / Total Debt | OK | 0000840489-26-000085 |
| Revenue per Diluted Share | $39.34 | Revenue / Diluted Shares | OK | 0000840489-26-000085, 0000840489-25-000120 |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | derived |
| Dividend Payout Ratio | 21.45% | Cash dividends paid / Net income | OK | 0000840489-26-000032 |