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FAIR ISAAC CORP
NYSE · CIK 814547
Last close661.25
Daily change-0.50 (-0.08%)
10 Years gain+432.27%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
FICO · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 0930
Fundamental
78.0Momentum
88.7Acceleration
93.2Confidence
100.0Annual Revenue18
Quarterly Revenue78
Annual CFO14
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth21.0 / 25
Quality22.5 / 25
Capital Efficiency20.0 / 20
Balance Sheet2.8 / 15
Shareholder Economics6.9 / 10
Forward Indicators4.7 / 5
Signals
Gross margin expansionGross margin improved by 4.6114 percentage points.
Operating leverageOperating margin improved by 7.7477 percentage points.
FCF growthFree cash flow grew 94.8312%.
ROIC expansionROIC improved by 17.6215 percentage points.
Share count reductionDiluted share count declined 8.0292%.
Strong operating leverageOperating income is growing faster than revenue while operating margin expands.
Key Metrics
Revenue Growth TTM32.62%OK
Revenue CAGR 3Y13.07%OK
Gross Margin85.38%OK
Operating Margin52.26%OK
FCF Margin43.95%OK
FCF Growth94.83%OK
ROIC77.91%OK
Incremental Operating Margin 3Y68.79%OK
Net Debt / CFO5.01xOK
Diluted Share Growth 1Y-8.03%OK
SBC / Revenue7.61%OK
SBC / FCF17.33%OK
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Sep 30, 2025 | $1.99B | $1.64B | $924.85M | $778.81M | $769.89M | 82.23% | 46.45% | 38.67% | 66.15% | 24.56M |
| 2025 FY Sep 30, 2024 | $1.72B | $1.37B | $733.63M | $632.96M | $624.08M | 79.73% | 42.71% | 36.34% | 54.96% | 25.08M |
| 2025 FY Sep 30, 2023 | $1.51B | $1.20B | $642.83M | $468.92M | $464.68M | 79.45% | 42.47% | 30.7% | 50.99% | 25.37M |
| 2024 FY Sep 30, 2022 | $1.38B | $1.08B | $542.41M | $509.45M | $503.42M | 78.06% | 39.38% | 36.55% | 63.12% | 26.35M |
| 2023 FY Sep 30, 2021 | $1.32B | $984.07M | $505.49M | $423.82M | $416.25M | 74.75% | 38.4% | 31.62% | 61.27% | 29.26M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $2.41B | sum latest 4 fiscal quarters Revenue | OK | 0000814547-26-000030, 0000814547-26-000011 |
| Revenue Growth TTM | 32.62% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0000814547-26-000030, 0000814547-26-000011 |
| Revenue CAGR 3Y | 13.07% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0000814547-25-000030 |
| Revenue CAGR 5Y | 8.99% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0000814547-25-000030 |
| Gross Profit CAGR 3Y | 15.05% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0000814547-25-000030 |
| Operating Income Growth | 55.71% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0000814547-26-000030, 0000814547-26-000011 |
| FCF Growth | 94.83% | FCF_current / FCF_prior_year - 1 | OK | 0000814547-26-000030, 0000814547-26-000021 |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 85.38% | Gross Profit / Revenue | OK | 0000814547-26-000030, 0000814547-26-000011 |
| Operating Margin | 52.26% | Operating Income / Revenue | OK | 0000814547-26-000030, 0000814547-26-000011 |
| FCF Margin | 43.95% | (CFO - CapEx) / Revenue | OK | 0000814547-26-000030, 0000814547-26-000021 |
| CFO / Net Income | 1.26x | CFO / Net Income | OK | 0000814547-26-000030, 0000814547-26-000021 |
| FCF / Net Income | 1.26x | FCF / Net Income | OK | 0000814547-26-000030, 0000814547-26-000021 |
| ROIC | 77.91% | NOPAT / Average Invested Capital | OK | 0000814547-26-000030, 0000814547-26-000011 |
| Net Debt / CFO | 5.01x | Net Debt / CFO | OK | 0000814547-26-000030, 0000814547-26-000021 |