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FISERV INC
Nasdaq · CIK 798354
Last close44.36
Daily change-1.02 (-2.25%)
10 Years gain-11.06%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
FISV · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 1231
Fundamental
42.8Momentum
32.2Acceleration
32.2Confidence
79.0Annual Revenue19
Quarterly Revenue80
Annual CFO8
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth4.8 / 25
Quality17.2 / 25
Capital Efficiency12.5 / 20
Balance Sheet6.9 / 15
Shareholder Economics0.0 / 10
Forward Indicators1.5 / 5
Signals
Share count reductionDiluted share count declined 5.4896%.
Warnings
Operating margin compression · MEDIUMOperating margin compressed by 3.5612 percentage points.
Key Metrics
Revenue Growth TTM3.75%OK
Revenue CAGR 3Y6.11%OK
Gross Marginn/aMISSING
Operating Margin24.01%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC14.97%OK
Incremental Operating Margin 3Yn/aNOT_MEANINGFUL
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-5.49%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $21.19B | n/a | $5.82B | $6.06B | $4.30B | n/a | 27.45% | 20.29% | 17.29% | 549M |
| 2025 FY Dec 31, 2024 | $20.46B | n/a | $5.88B | $6.63B | $5.06B | n/a | 28.74% | 24.75% | 16.48% | 582.1M |
| 2025 FY Dec 31, 2023 | $19.09B | n/a | $5.01B | $5.16B | $3.77B | n/a | 26.26% | 19.77% | 13.25% | 615.9M |
| 2024 FY Dec 31, 2022 | $17.74B | n/a | $3.74B | $4.62B | $3.14B | n/a | 21.09% | 17.7% | 9.68% | 647.9M |
| 2023 FY Dec 31, 2021 | n/a | n/a | $2.29B | $4.03B | $2.87B | n/a | n/a | n/a | n/a | 671.6M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $21.10B | sum latest 4 fiscal quarters Revenue | OK | 0000798354-26-000031, 0000798354-25-000171 |
| Revenue Growth TTM | 3.75% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0000798354-26-000031, 0000798354-25-000171 |
| Revenue CAGR 3Y | 6.11% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0000798354-26-000009 |
| Revenue CAGR 5Y | 7.37% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0000798354-26-000009 |
| Gross Profit CAGR 3Y | n/a | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | INSUFFICIENT_HISTORY | derived |
| Operating Income Growth | -9.65% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0000798354-26-000031, 0000798354-25-000171 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Margin | 24.01% | Operating Income / Revenue | OK | 0000798354-26-000031, 0000798354-25-000171 |
| ROIC | 14.97% | NOPAT / Average Invested Capital | OK | 0000798354-26-000031, 0000798354-25-000171 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0000798354-26-000031 |
| Interest Coverage | 3.28x | Operating Income / abs(Interest Expense) | OK | derived |
| Current Ratio | 1.04x | Current Assets / Current Liabilities | OK | derived |
| Cash / Debt | 0.52x | (Cash + Short-term Investments) / Total Debt | OK | 0000798354-26-000031 |
| Revenue per Diluted Share | $39.53 | Revenue / Diluted Shares | OK | 0000798354-26-000031, 0000798354-25-000171 |