Search IPSI
Innovative Payment Solutions, Inc.
OTC · CIK 1591913
Last close0
Daily change+0.00 (0.00%)
10 Years gain-100.00%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
IPSI · STANDARD
SIC 5961 · Retail-Catalog & Mail-Order Houses · Fiscal year end 1231
Fundamental
18.8Momentum
n/aAcceleration
n/aConfidence
80.0Annual Revenue6
Quarterly Revenue18
Annual CFO13
Balance SheetMissing
RankingLimited
Score Breakdown
Growth0.0 / 25
Quality4.7 / 25
Capital Efficiency0.0 / 20
Balance Sheet13.1 / 15
Shareholder Economics0.0 / 10
Forward Indicators0.0 / 5
Signals
No positive signals calculated.
Warnings
Gross margin compression · MEDIUMGross margin compressed by 767.7886 percentage points.
High SBC · MEDIUMStock based compensation is high relative to revenue or FCF.
Key Metrics
Revenue Growth TTM-99.99%OK
Revenue CAGR 3Y-95.3%OK
Gross Margin-765.12%OK
Operating Margin-965,883.66%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROICn/aMISSING
Incremental Operating Margin 3Yn/aNOT_MEANINGFUL
Net Debt / CFO0xOK
Diluted Share Growth 1Yn/aINSUFFICIENT_HISTORY
SBC / Revenue92,160%OK
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | n/a | $0.00 | -$1.02M | -$787,722.00 | n/a | n/a | n/a | n/a | n/a | 317.1M |
| 2025 FY Dec 31, 2024 | n/a | $0.00 | -$1.89M | -$648,076.00 | n/a | n/a | n/a | n/a | n/a | 15.08M |
| 2024 FY Dec 31, 2023 | $410.00 | -$3,137.00 | -$3.96M | -$1.42M | n/a | -765.12% | -965,883.66% | n/a | n/a | 12.84M |
| 2023 FY Dec 31, 2022 | $847.00 | -$4,205.00 | -$5.59M | -$3.06M | -$3.11M | -496.46% | -659,879.34% | -366,588.19% | n/a | 12.41M |
| 2022 FY Dec 31, 2021 | n/a | $0.00 | -$10.30M | -$2.61M | -$2.62M | n/a | n/a | n/a | n/a | 334.34M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $410.00 | sum latest 4 fiscal quarters Revenue | OK | 0001213900-24-042905, 0001213900-24-068969 |
| Revenue Growth TTM | -99.99% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001213900-24-042905, 0001213900-24-068969 |
| Revenue CAGR 3Y | -95.3% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001213900-25-026455 |
| Revenue CAGR 5Y | -79.48% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001213900-25-026455 |
| Gross Profit CAGR 3Y | n/a | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | INSUFFICIENT_HISTORY | 0001213900-25-026455 |
| Operating Income Growth | n/a | OperatingIncome_current / OperatingIncome_prior_year - 1 | INSUFFICIENT_HISTORY | 0001213900-24-042905, 0001213900-24-068969 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | -765.12% | Gross Profit / Revenue | OK | 0001213900-24-042905, 0001213900-24-068969 |
| Operating Margin | -965,883.66% | Operating Income / Revenue | OK | 0001213900-24-042905, 0001213900-24-068969 |
| Net Debt / CFO | 0x | Net Debt / CFO | OK | 0001213900-24-042905, 0001213900-24-068969 |
| SBC / Revenue | 92,160% | SBC / Revenue | OK | 0001213900-24-042905, 0001213900-24-068969 |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | 0001213900-24-042905, 0001213900-24-068969 |
| Dividend Payout Ratio | n/a | Cash dividends paid / Net income | NOT_MEANINGFUL | 0001213900-25-026455 |
| Diluted EPS TTM | -$0.45 | Net income TTM / Diluted shares | OK | 0001213900-24-042905, 0001213900-24-068969 |