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Mastercard Incorporated
NYSE · CIK 1141391
Last close552.26
Daily change+2.26 (0.41%)
10 Years gain+460.99%
Dividends TTM3.37 (+14.63%)
Dividend yield0.61%
Fundamental Analysis
MA · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 1231
Fundamental
61.0Momentum
62.7Acceleration
62.7Confidence
84.0Annual Revenue19
Quarterly Revenue78
Annual CFO19
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth18.8 / 25
Quality12.5 / 25
Capital Efficiency20.0 / 20
Balance Sheet6.7 / 15
Shareholder Economics0.0 / 10
Forward Indicators0.0 / 5
Signals
Operating leverageOperating margin improved by 2.5385 percentage points.
Share count reductionDiluted share count declined 3.3917%.
Strong operating leverageOperating income is growing faster than revenue while operating margin expands.
Key Metrics
Revenue Growth TTM23.21%OK
Revenue CAGR 3Y13.82%OK
Gross Margin100%OK
Operating Margin59.09%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC87.83%OK
Incremental Operating Margin 3Yn/aNOT_MEANINGFUL
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-3.39%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $32.79B | $32.79B | $18.90B | $17.65B | $17.16B | 100% | 57.63% | 52.33% | 93.87% | 906M |
| 2025 FY Dec 31, 2024 | $28.17B | $28.17B | $15.58B | $14.78B | $14.31B | 100% | 55.32% | 50.79% | 86.83% | 927M |
| 2025 FY Dec 31, 2023 | $25.10B | $25.10B | $14.01B | $11.98B | $11.61B | 100% | 55.81% | 46.25% | 84.13% | 946M |
| 2024 FY Dec 31, 2022 | $22.24B | $22.24B | $12.26B | $11.20B | $10.75B | 100% | 55.15% | 48.36% | 76.59% | 971M |
| 2023 FY Dec 31, 2021 | n/a | $18.88B | $10.08B | $9.46B | $9.06B | n/a | n/a | n/a | n/a | 992M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $34.41B | sum latest 4 fiscal quarters Revenue | OK | 0001141391-26-000083, 0001141391-25-000193 |
| Revenue Growth TTM | 23.21% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001141391-26-000083, 0001141391-25-000193 |
| Revenue CAGR 3Y | 13.82% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001141391-26-000013 |
| Revenue CAGR 5Y | 6.78% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001141391-26-000013 |
| Gross Profit CAGR 3Y | 13.82% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001141391-26-000013 |
| Operating Income Growth | 28.74% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0001141391-26-000083, 0001141391-25-000193 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 100% | Gross Profit / Revenue | OK | 0001141391-26-000083, 0001141391-25-000193 |
| Operating Margin | 59.09% | Operating Income / Revenue | OK | 0001141391-26-000083, 0001141391-25-000193 |
| ROIC | 87.83% | NOPAT / Average Invested Capital | OK | 0001141391-26-000083, 0001141391-25-000193 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001141391-26-000083 |
| Current Ratio | 1.06x | Current Assets / Current Liabilities | OK | derived |
| Cash / Debt | 0.46x | (Cash + Short-term Investments) / Total Debt | OK | 0001141391-26-000083 |
| Revenue per Diluted Share | $38.97 | Revenue / Diluted Shares | OK | 0001141391-26-000083, 0001141391-25-000193 |