Search NRDS
NERDWALLET, INC.
Nasdaq · CIK 1625278
Last close8.63
Daily change+0.06 (0.70%)
10 Years gain-69.51%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
NRDS · STANDARD
SIC 7374 · Services-Computer Processing & Data Preparation · Fiscal year end 1231
Fundamental
83.5Momentum
97.3Acceleration
98.4Confidence
91.0Annual Revenue7
Quarterly Revenue17
Annual CFO7
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth19.5 / 25
Quality19.1 / 25
Capital Efficiency16.7 / 20
Balance Sheet15.0 / 15
Shareholder Economics8.9 / 10
Forward Indicators0.0 / 5
Signals
Gross margin expansionGross margin improved by 1.9466 percentage points.
Operating leverageOperating margin improved by 9.4567 percentage points.
ROIC expansionROIC improved by 17.6743 percentage points.
Net debt reductionNet debt declined versus the comparison period.
Share count reductionDiluted share count declined 13.5348%.
Strong operating leverageOperating income is growing faster than revenue while operating margin expands.
Key Metrics
Revenue Growth TTM15.22%OK
Revenue CAGR 3Y15.79%OK
Gross Margin92.83%OK
Operating Margin9.65%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC17.95%OK
Incremental Operating Margin 3Y30.18%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-13.53%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $836.60M | $772.90M | $65.20M | $131.60M | $130.30M | 92.39% | 7.79% | 15.57% | 16.22% | 75.9M |
| 2025 FY Dec 31, 2024 | $687.60M | $624.10M | $9.40M | $71.80M | $71.20M | 90.77% | 1.37% | 10.35% | 2.17% | 78.9M |
| 2025 FY Dec 31, 2023 | $599.40M | $545.40M | $3.60M | $72.10M | $71.40M | 90.99% | 0.6% | 11.91% | 0.89% | 76.7M |
| 2024 FY Dec 31, 2022 | $538.90M | $499.10M | -$19.00M | $25.00M | $20.40M | 92.61% | -3.53% | 3.79% | -8.64% | 70.6M |
| 2023 FY Dec 31, 2021 | $379.60M | $351.10M | -$39.00M | $7.20M | $4.90M | 92.49% | -10.27% | 1.29% | -51.65% | 51.9M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $821.50M | sum latest 4 fiscal quarters Revenue | OK | 0001625278-26-000060, 0001625278-25-000130 |
| Revenue Growth TTM | 15.22% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001625278-26-000060, 0001625278-25-000130 |
| Revenue CAGR 3Y | 15.79% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001625278-26-000014 |
| Revenue CAGR 5Y | 27.81% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001625278-26-000014 |
| Gross Profit CAGR 3Y | 15.69% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001625278-26-000014 |
| Operating Income Growth | 5,564.29% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0001625278-26-000060, 0001625278-25-000130 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 92.83% | Gross Profit / Revenue | OK | 0001625278-26-000060, 0001625278-25-000130 |
| Operating Margin | 9.65% | Operating Income / Revenue | OK | 0001625278-26-000060, 0001625278-25-000130 |
| ROIC | 17.95% | NOPAT / Average Invested Capital | OK | 0001625278-26-000060, 0001625278-25-000130 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001625278-26-000060 |
| Current Ratio | 2.62x | Current Assets / Current Liabilities | OK | derived |
| Revenue per Diluted Share | $12.48 | Revenue / Diluted Shares | OK | 0001625278-26-000060, 0001625278-25-000130 |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | derived |