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Paymentus Holdings, Inc.
NYSE · CIK 1841156
Last close30.83
Daily change+0.02 (0.06%)
10 Years gain+7.76%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
PAY · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 1231
Fundamental
80.3Momentum
60.2Acceleration
74.8Confidence
91.0Annual Revenue7
Quarterly Revenue19
Annual CFO7
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth25.0 / 25
Quality15.0 / 25
Capital Efficiency15.7 / 20
Balance Sheet15.0 / 15
Shareholder Economics5.0 / 10
Forward Indicators4.6 / 5
Signals
Operating leverageOperating margin improved by 2.0348 percentage points.
ROIC expansionROIC improved by 9.3363 percentage points.
Net debt reductionNet debt declined versus the comparison period.
Strong operating leverageOperating income is growing faster than revenue while operating margin expands.
Key Metrics
Revenue Growth TTM47.34%OK
Revenue CAGR 3Y34.03%OK
Gross Margin24.95%OK
Operating Margin7.25%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC19.25%OK
Incremental Operating Margin 3Y10.63%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y0.16%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $1.20B | $296.34M | $75.54M | $162.13M | $161.77M | 24.77% | 6.31% | 13.52% | 22.84% | 129.11M |
| 2025 FY Dec 31, 2024 | $871.75M | $238.17M | $44.86M | $63.63M | $63.18M | 27.32% | 5.15% | 7.25% | 13.86% | 127.71M |
| 2025 FY Dec 31, 2023 | $614.49M | $182.34M | $18.09M | $68.83M | $68.23M | 29.67% | 2.94% | 11.1% | 6.43% | 125.07M |
| 2024 FY Dec 31, 2022 | $497.00M | $149.68M | -$2.98M | $19.87M | $18.61M | 30.12% | -0.6% | 3.74% | -1.01% | 122.1M |
| 2023 FY Dec 31, 2021 | $395.52M | $121.38M | $10.37M | $19.49M | $18.51M | 30.69% | 2.62% | 4.68% | 7.29% | 118.82M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $1.31B | sum latest 4 fiscal quarters Revenue | OK | 0001193125-26-330940, 0001193125-25-262925 |
| Revenue Growth TTM | 47.34% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001193125-26-330940, 0001193125-25-262925 |
| Revenue CAGR 3Y | 34.03% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001193125-26-064510 |
| Revenue CAGR 5Y | 31.72% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001193125-26-064510 |
| Gross Profit CAGR 3Y | 25.57% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001193125-26-064510 |
| Operating Income Growth | 104.84% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0001193125-26-330940, 0001193125-25-262925 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 24.95% | Gross Profit / Revenue | OK | 0001193125-26-330940, 0001193125-25-262925 |
| Operating Margin | 7.25% | Operating Income / Revenue | OK | 0001193125-26-330940, 0001193125-25-262925 |
| ROIC | 19.25% | NOPAT / Average Invested Capital | OK | 0001193125-26-330940, 0001193125-25-262925 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001193125-26-330940 |
| Current Ratio | 4.89x | Current Assets / Current Liabilities | OK | derived |
| Revenue per Diluted Share | $10.15 | Revenue / Diluted Shares | OK | 0001193125-26-330940, 0001193125-25-262925 |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | derived |