Search PAYD
PAID INC
OTC · CIK 1017655
Last close2.5
Daily change+0.00 (0.00%)
10 Years gain-54.55%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
PAYD · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 1231
Fundamental
31.9Momentum
50.2Acceleration
57.4Confidence
85.0Annual Revenue17
Quarterly Revenue49
Annual CFO14
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth13.3 / 25
Quality9.2 / 25
Capital Efficiency3.0 / 20
Balance Sheet4.8 / 15
Shareholder Economics0.0 / 10
Forward Indicators0.0 / 5
Signals
Operating leverageOperating margin improved by 0.0377 percentage points.
ROIC expansionROIC improved by 3.6633 percentage points.
Net debt reductionNet debt declined versus the comparison period.
Warnings
Receivables anomaly · MEDIUMAccounts receivable growth is materially above revenue growth.
Gross margin compression · MEDIUMGross margin compressed by 2.5203 percentage points.
Key Metrics
Revenue Growth TTM25.82%OK
Revenue CAGR 3Y7.68%OK
Gross Margin21.53%OK
Operating Margin-2.36%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC-8.75%OK
Incremental Operating Margin 3Y-6.91%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Yn/aINSUFFICIENT_HISTORY
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $20.71M | $4.64M | -$654,777.00 | -$53,171.00 | -$55,640.00 | 22.43% | -3.16% | -0.27% | -12.66% | 8.42M |
| 2025 FY Dec 31, 2024 | $18.59M | $4.07M | -$493,382.00 | $447,643.00 | $441,117.00 | 21.91% | -2.65% | 2.37% | -15.14% | 8.07M |
| 2024 FY Dec 31, 2023 | $16.56M | $3.79M | -$587,823.00 | $235,516.00 | $235,516.00 | 22.85% | -3.55% | 1.42% | -20.82% | 7.95M |
| 2023 FY Dec 31, 2022 | $16.59M | $3.69M | $58,993.00 | $801,412.00 | n/a | 22.24% | 0.36% | n/a | 5.75% | 7.78M |
| 2022 FY Dec 31, 2021 | $14.89M | $3.45M | -$490,503.00 | $1.20M | $1.20M | 23.19% | -3.29% | 8.07% | -25.41% | 7.44M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $22.13M | sum latest 4 fiscal quarters Revenue | OK | 0001437749-26-028025, 0001437749-25-035211 |
| Revenue Growth TTM | 25.82% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001437749-26-028025, 0001437749-25-035211 |
| Revenue CAGR 3Y | 7.68% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001437749-26-010730 |
| Revenue CAGR 5Y | 9.89% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001437749-26-010730 |
| Gross Profit CAGR 3Y | 7.98% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001437749-26-010730 |
| Operating Income Growth | n/a | OperatingIncome_current / OperatingIncome_prior_year - 1 | INSUFFICIENT_HISTORY | 0001437749-26-028025, 0001437749-25-035211 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 21.53% | Gross Profit / Revenue | OK | 0001437749-26-028025, 0001437749-25-035211 |
| Operating Margin | -2.36% | Operating Income / Revenue | OK | 0001437749-26-028025, 0001437749-25-035211 |
| ROIC | -8.75% | NOPAT / Average Invested Capital | OK | 0001437749-26-028025, 0001437749-25-035211 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001437749-26-028025 |
| Current Ratio | 0.89x | Current Assets / Current Liabilities | OK | derived |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | derived |
| Dividend Payout Ratio | n/a | Cash dividends paid / Net income | NOT_MEANINGFUL | 0001437749-26-010730 |