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Payoneer Global Inc.
Nasdaq · CIK 1845815
Last close7.15
Daily change+0.01 (0.14%)
10 Years gain-26.14%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
PAYO · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 1231
Fundamental
64.6Momentum
10.8Acceleration
10.8Confidence
77.0Annual Revenue7
Quarterly Revenue23
Annual CFO7
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth14.0 / 25
Quality19.8 / 25
Capital Efficiency20.0 / 20
Balance Sheet7.5 / 15
Shareholder Economics0.0 / 10
Forward Indicators0.0 / 5
Signals
Share count reductionDiluted share count declined 11.7079%.
Warnings
Receivables anomaly · MEDIUMAccounts receivable growth is materially above revenue growth.
Gross margin compression · MEDIUMGross margin compressed by 10.5643 percentage points.
Operating margin compression · MEDIUMOperating margin compressed by 7.8401 percentage points.
Possible growth trap · HIGHRevenue growth is high, but quality indicators are deteriorating.
Key Metrics
Revenue Growth TTM20.08%OK
Revenue CAGR 3Y13.01%OK
Gross Margin127.28%OK
Operating Margin13.52%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC27.61%OK
Incremental Operating Margin 3Y79.87%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-11.71%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $813.41M | $1.05B | $124.67M | $233.49M | $206.62M | 129.43% | 15.33% | 25.4% | 31.4% | 376.73M |
| 2025 FY Dec 31, 2024 | $710.29M | $977.72M | $149.03M | $176.93M | $168.74M | 137.65% | 20.98% | 23.76% | 88.38% | 386.24M |
| 2025 FY Dec 31, 2023 | $590.83M | $831.10M | $103.61M | $159.49M | $151.03M | 140.67% | 17.54% | 25.56% | 174.22% | 392.67M |
| 2024 FY Dec 31, 2022 | $563.57M | $627.62M | -$22.21M | $83.96M | $73.46M | 111.37% | -3.94% | 13.03% | -54.58% | 348.04M |
| 2023 FY Dec 31, 2021 | $460.58M | $473.40M | -$30.21M | $20.02M | $13.12M | 102.78% | -6.56% | 2.85% | n/a | 202.88M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $838.56M | sum latest 4 fiscal quarters Revenue | OK | 0001104659-26-091988, 0001104659-25-106987 |
| Revenue Growth TTM | 20.08% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001104659-26-091988, 0001104659-25-106987 |
| Revenue CAGR 3Y | 13.01% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001104659-26-020487 |
| Revenue CAGR 5Y | 19.09% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001104659-26-020487 |
| Gross Profit CAGR 3Y | 18.82% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001104659-26-020487 |
| Operating Income Growth | -23.99% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0001104659-26-091988, 0001104659-25-106987 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 127.28% | Gross Profit / Revenue | OK | 0001104659-26-091988, 0001104659-25-106987 |
| Operating Margin | 13.52% | Operating Income / Revenue | OK | 0001104659-26-091988, 0001104659-25-106987 |
| ROIC | 27.61% | NOPAT / Average Invested Capital | OK | 0001104659-26-091988, 0001104659-25-106987 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001104659-26-091988 |
| Current Ratio | 1x | Current Assets / Current Liabilities | OK | derived |
| Revenue per Diluted Share | $2.48 | Revenue / Diluted Shares | OK | 0001104659-26-091988, 0001104659-25-106987 |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | derived |