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Paysign, Inc.
Nasdaq · CIK 1496443
Last close14.23
Daily change-0.13 (-0.91%)
10 Years gain+7805.55%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
PAYS · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 1231
Fundamental
78.0Momentum
100.0Acceleration
100.0Confidence
79.0Annual Revenue16
Quarterly Revenue54
Annual CFO13
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth24.9 / 25
Quality20.4 / 25
Capital Efficiency11.0 / 20
Balance Sheet12.8 / 15
Shareholder Economics3.9 / 10
Forward Indicators5.0 / 5
Signals
Gross margin expansionGross margin improved by 5.3811 percentage points.
Operating leverageOperating margin improved by 12.258 percentage points.
Net debt reductionNet debt declined versus the comparison period.
Strong operating leverageOperating income is growing faster than revenue while operating margin expands.
Warnings
Receivables anomaly · MEDIUMAccounts receivable growth is materially above revenue growth.
Heavy share dilution · HIGHDiluted share count increased 12.3916%.
Key Metrics
Revenue Growth TTM57.99%OK
Revenue CAGR 3Y29.2%OK
Gross Margin61.9%OK
Operating Margin17.22%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROICn/aMISSING
Incremental Operating Margin 3Y28.15%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y12.39%OK
SBC / Revenue4.91%OK
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $82.03M | $48.72M | $7.36M | $52.45M | $51.24M | 59.39% | 8.98% | 62.47% | n/a | 59.65M |
| 2025 FY Dec 31, 2024 | $58.38M | $32.20M | $1.02M | $22.95M | $22.51M | 55.15% | 1.75% | 38.56% | n/a | 55.59M |
| 2024 FY Dec 31, 2023 | $47.27M | $24.14M | -$167,255.00 | $27.62M | $27.36M | 51.06% | -0.35% | 57.87% | n/a | 54.16M |
| 2023 FY Dec 31, 2022 | $38.03M | $20.95M | $344,335.00 | $25.32M | $25.21M | 55.09% | 0.91% | 66.29% | n/a | 52.93M |
| 2022 FY Dec 31, 2021 | $29.46M | $14.71M | -$2.74M | $15.23M | $14.90M | 49.93% | -9.3% | 50.57% | -39.32% | 50.98M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $96.97M | sum latest 4 fiscal quarters Revenue | OK | 0001683168-26-006021, 0001683168-25-008281 |
| Revenue Growth TTM | 57.99% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001683168-26-006021, 0001683168-25-008281 |
| Revenue CAGR 3Y | 29.2% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001683168-26-002180 |
| Revenue CAGR 5Y | 27.74% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001683168-26-002180 |
| Gross Profit CAGR 3Y | 32.47% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001683168-26-002180 |
| Operating Income Growth | 448.17% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0001683168-26-006021, 0001683168-25-008281 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 61.9% | Gross Profit / Revenue | OK | 0001683168-26-006021, 0001683168-25-008281 |
| Operating Margin | 17.22% | Operating Income / Revenue | OK | 0001683168-26-006021, 0001683168-25-008281 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001683168-26-006021 |
| Current Ratio | 1.14x | Current Assets / Current Liabilities | OK | derived |
| Cash / Debt | 33.61x | (Cash + Short-term Investments) / Total Debt | OK | 0001683168-26-006021 |
| SBC / Revenue | 4.91% | SBC / Revenue | OK | 0001683168-26-006021, 0001683168-25-008281 |
| Revenue per Diluted Share | $1.56 | Revenue / Diluted Shares | OK | 0001683168-26-006021, 0001683168-25-008281 |