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CPI Card Group Inc.
Nasdaq · CIK 1641614
Last close24.86
Daily change+0.22 (0.89%)
10 Years gain-7.58%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
PMTS · STANDARD
SIC 2750 · Commercial Printing · Fiscal year end 1231
Fundamental
39.7Momentum
26.3Acceleration
20.4Confidence
91.0Annual Revenue13
Quarterly Revenue55
Annual CFO10
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth5.7 / 25
Quality6.4 / 25
Capital Efficiency5.7 / 20
Balance Sheet8.9 / 15
Shareholder Economics8.0 / 10
Forward Indicators5.0 / 5
Signals
Net debt reductionNet debt declined versus the comparison period.
Warnings
Gross margin compression · MEDIUMGross margin compressed by 3.8725 percentage points.
Operating margin compression · MEDIUMOperating margin compressed by 4.7375 percentage points.
ROIC declining · MEDIUMROIC declined by 7.7037 percentage points.
Key Metrics
Revenue Growth TTM14.77%OK
Revenue CAGR 3Y4.54%OK
Gross Margin30.8%OK
Operating Margin8.03%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC15.95%OK
Incremental Operating Margin 3Y-46.23%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y0.26%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $543.53M | $170.10M | $54.84M | $59.50M | $41.33M | 31.29% | 10.09% | 7.6% | 16.58% | 11.92M |
| 2025 FY Dec 31, 2024 | $480.60M | $171.22M | $62.79M | $43.31M | $34.06M | 35.63% | 13.07% | 7.09% | 23.78% | 11.88M |
| 2024 FY Dec 31, 2023 | $444.55M | $155.49M | $61.59M | $34.04M | $27.64M | 34.98% | 13.85% | 6.22% | 21.81% | 11.92M |
| 2023 FY Dec 31, 2022 | $475.75M | $175.77M | $79.13M | $31.34M | $13.47M | 36.95% | 16.63% | 2.83% | 33.21% | 11.75M |
| 2022 FY Dec 31, 2021 | $375.12M | $141.43M | $59.46M | $20.23M | $10.16M | 37.7% | 15.85% | 2.71% | 26.27% | 11.76M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $564.01M | sum latest 4 fiscal quarters Revenue | OK | 0001641614-26-000120, 0001104659-25-105905 |
| Revenue Growth TTM | 14.77% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001641614-26-000120, 0001104659-25-105905 |
| Revenue CAGR 3Y | 4.54% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001104659-26-023812 |
| Revenue CAGR 5Y | 11.73% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001104659-26-023812 |
| Gross Profit CAGR 3Y | -1.09% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001104659-26-023812 |
| Operating Income Growth | -27.81% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0001641614-26-000120, 0001104659-25-105905 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 30.8% | Gross Profit / Revenue | OK | 0001641614-26-000120, 0001104659-25-105905 |
| Operating Margin | 8.03% | Operating Income / Revenue | OK | 0001641614-26-000120, 0001104659-25-105905 |
| ROIC | 15.95% | NOPAT / Average Invested Capital | OK | 0001641614-26-000120, 0001104659-25-105905 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001641614-26-000120 |
| Current Ratio | 2.09x | Current Assets / Current Liabilities | OK | derived |
| Cash / Debt | 0.08x | (Cash + Short-term Investments) / Total Debt | OK | 0001641614-26-000120 |
| Revenue per Diluted Share | $46.85 | Revenue / Diluted Shares | OK | 0001641614-26-000120, 0001104659-25-105905 |