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PayPal Holdings, Inc.
Nasdaq · CIK 1633917
Last close52.8
Daily change-0.26 (-0.49%)
10 Years gain+31.46%
Dividends TTM0.56
Dividend yield1.06%
Fundamental Analysis
PYPL · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 1231
Fundamental
70.4Momentum
60.1Acceleration
67.8Confidence
91.0Annual Revenue13
Quarterly Revenue50
Annual CFO13
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth10.0 / 25
Quality15.8 / 25
Capital Efficiency19.2 / 20
Balance Sheet11.8 / 15
Shareholder Economics10.0 / 10
Forward Indicators0.0 / 5
Signals
Operating leverageOperating margin improved by 2.0167 percentage points.
ROIC expansionROIC improved by 5.8881 percentage points.
Share count reductionDiluted share count declined 10.1563%.
Strong operating leverageOperating income is growing faster than revenue while operating margin expands.
Key Metrics
Revenue Growth TTM6.48%OK
Revenue CAGR 3Y6.43%OK
Gross Margin100%OK
Operating Margin18.39%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC24.05%OK
Incremental Operating Margin 3Y26.78%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-10.16%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $33.17B | $33.17B | $6.07B | $6.42B | $5.56B | 100% | 18.28% | 16.77% | 24.45% | 968M |
| 2025 FY Dec 31, 2024 | $31.80B | $31.80B | $5.33B | $7.45B | $6.77B | 100% | 16.75% | 21.28% | 23.35% | 1.04B |
| 2025 FY Dec 31, 2023 | $29.77B | $29.77B | $5.03B | $4.84B | $4.22B | 100% | 16.89% | 14.17% | 21.77% | 1.11B |
| 2024 FY Dec 31, 2022 | $27.52B | $27.52B | $3.84B | $5.81B | $5.11B | 100% | 13.94% | 18.56% | 15.12% | 1.16B |
| 2023 FY Dec 31, 2021 | $25.37B | $25.37B | $4.26B | $5.80B | $4.89B | 100% | 16.8% | 19.27% | 18.63% | 1.19B |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $32.85B | sum latest 4 fiscal quarters Revenue | OK | 0001633917-26-000067, 0001633917-25-000161 |
| Revenue Growth TTM | 6.48% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001633917-26-000067, 0001633917-25-000161 |
| Revenue CAGR 3Y | 6.43% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001633917-26-000024 |
| Revenue CAGR 5Y | 9.11% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001633917-26-000024 |
| Gross Profit CAGR 3Y | 6.43% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001633917-26-000024 |
| Operating Income Growth | 19.6% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0001633917-26-000067, 0001633917-25-000161 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 100% | Gross Profit / Revenue | OK | 0001633917-26-000067, 0001633917-25-000161 |
| Operating Margin | 18.39% | Operating Income / Revenue | OK | 0001633917-26-000067, 0001633917-25-000161 |
| ROIC | 24.05% | NOPAT / Average Invested Capital | OK | 0001633917-26-000067, 0001633917-25-000161 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001633917-26-000067 |
| Current Ratio | 1.26x | Current Assets / Current Liabilities | OK | derived |
| Cash / Debt | 0.86x | (Cash + Short-term Investments) / Total Debt | OK | 0001633917-26-000067 |
| Revenue per Diluted Share | $35.71 | Revenue / Diluted Shares | OK | 0001633917-26-000067, 0001633917-25-000161 |