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Repay Holdings Corp
Nasdaq · CIK 1720592
Last close3.82
Daily change+0.09 (2.41%)
10 Years gain-60.41%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
RPAY · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 1231
Fundamental
19.3Momentum
0.0Acceleration
0.0Confidence
85.0Annual Revenue9
Quarterly Revenue33
Annual CFO8
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth5.2 / 25
Quality5.4 / 25
Capital Efficiency0.0 / 20
Balance Sheet7.7 / 15
Shareholder Economics0.0 / 10
Forward Indicators0.0 / 5
Signals
Net debt reductionNet debt declined versus the comparison period.
Share count reductionDiluted share count declined 6.4269%.
Warnings
Receivables anomaly · MEDIUMAccounts receivable growth is materially above revenue growth.
Gross margin compression · MEDIUMGross margin compressed by 3.2105 percentage points.
Operating margin compression · MEDIUMOperating margin compressed by 29.9274 percentage points.
Key Metrics
Revenue Growth TTM7.29%OK
Revenue CAGR 3Y3.46%OK
Gross Margin73.8%OK
Operating Margin-33.2%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC-9.83%OK
Incremental Operating Margin 3Y-97.57%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-6.43%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $309.26M | $232.02M | -$254.72M | $91.11M | $90.83M | 75.02% | -82.36% | 29.37% | -23.44% | 85.56B |
| 2025 FY Dec 31, 2024 | $313.04M | $241.41M | -$7.77M | $150.09M | $149.10M | 77.12% | -2.48% | 47.63% | -0.56% | 89.92B |
| 2025 FY Dec 31, 2023 | $296.63M | $226.92M | -$111.41M | $103.61M | $102.88M | 76.5% | -37.56% | 34.68% | -7.3% | 90.05B |
| 2024 FY Dec 31, 2022 | $279.23M | $214.40M | -$47.20M | $74.22M | $71.05M | 76.78% | -16.9% | 25.44% | -2.4% | 110.67B |
| 2023 FY Dec 31, 2021 | $219.26M | $163.77M | -$54.00M | $53.33M | $50.47M | 74.69% | -24.63% | 23.02% | -4.38% | 83.32B |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $334.85M | sum latest 4 fiscal quarters Revenue | OK | 0001193125-26-342440, 0001193125-25-274252 |
| Revenue Growth TTM | 7.29% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001193125-26-342440, 0001193125-25-274252 |
| Revenue CAGR 3Y | 3.46% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001193125-26-098518 |
| Revenue CAGR 5Y | 14.81% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001193125-26-098518 |
| Gross Profit CAGR 3Y | 2.67% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001193125-26-098518 |
| Operating Income Growth | n/a | OperatingIncome_current / OperatingIncome_prior_year - 1 | INSUFFICIENT_HISTORY | 0001193125-26-342440, 0001193125-25-274252 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 73.8% | Gross Profit / Revenue | OK | 0001193125-26-342440, 0001193125-25-274252 |
| Operating Margin | -33.2% | Operating Income / Revenue | OK | 0001193125-26-342440, 0001193125-25-274252 |
| ROIC | -9.83% | NOPAT / Average Invested Capital | OK | 0001193125-26-342440, 0001193125-25-274252 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001193125-26-342440 |
| Current Ratio | 1.45x | Current Assets / Current Liabilities | OK | derived |
| Cash / Debt | 0.27x | (Cash + Short-term Investments) / Total Debt | OK | 0001193125-26-342440 |
| Revenue per Diluted Share | $0.00 | Revenue / Diluted Shares | OK | 0001193125-26-342440, 0001193125-25-274252 |