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REGO PAYMENT ARCHITECTURES, INC.
OTC · CIK 1437283
Last close0.55
Daily change+0.06 (12.02%)
10 Years gain+46.67%
Dividends TTM0
Dividend yield0.00%
Fundamental Analysis
RPMT · STANDARD
SIC 7372 · Services-Prepackaged Software · Fiscal year end 1231
Fundamental
36.4Momentum
100.0Acceleration
100.0Confidence
70.0Annual Revenue11
Quarterly Revenue31
Annual CFO13
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth7.7 / 25
Quality6.8 / 25
Capital Efficiency11.3 / 20
Balance Sheet8.7 / 15
Shareholder Economics0.0 / 10
Forward Indicators0.0 / 5
Signals
Operating leverageOperating margin improved by 212334.151 percentage points.
Warnings
Heavy share dilution · HIGHDiluted share count increased 10.5242%.
Key Metrics
Revenue Growth TTM1,364.99%OK
Revenue CAGR 3Y-59.74%OK
Gross Marginn/aMISSING
Operating Margin-31,975.23%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROICn/aMISSING
Incremental Operating Margin 3Y-42,952.13%OK
Net Debt / CFO0.02xOK
Diluted Share Growth 1Y10.52%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $2,250.00 | $2,250.00 | -$8.52M | -$6.15M | n/a | 100% | -378,491.51% | n/a | n/a | 136.34M |
| 2025 FY Dec 31, 2024 | n/a | $0.00 | -$7.94M | -$6.97M | n/a | n/a | n/a | n/a | n/a | 136.05M |
| 2024 FY Dec 31, 2023 | n/a | $0.00 | -$15.79M | -$7.20M | n/a | n/a | n/a | n/a | n/a | 131.58M |
| 2023 FY Dec 31, 2022 | $2,073.00 | n/a | -$15.42M | -$6.26M | n/a | n/a | -743,976.31% | n/a | n/a | 123.63M |
| 2022 FY Dec 31, 2021 | $2,628.00 | -$162,390.00 | -$10.07M | -$5.05M | n/a | -6,179.22% | -383,034.25% | n/a | n/a | n/a |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $44,023.00 | sum latest 4 fiscal quarters Revenue | OK | 0001214659-23-015102, 0001214659-24-005793 |
| Revenue Growth TTM | 1,364.99% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001214659-23-015102, 0001214659-24-005793 |
| Revenue CAGR 3Y | -59.74% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001214659-26-004112 |
| Revenue CAGR 5Y | 16.47% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001214659-26-004112 |
| Gross Profit CAGR 3Y | -59.74% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001214659-26-004112 |
| Operating Income Growth | n/a | OperatingIncome_current / OperatingIncome_prior_year - 1 | INSUFFICIENT_HISTORY | 0001214659-23-015102, 0001214659-24-005793 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Margin | -31,975.23% | Operating Income / Revenue | OK | 0001214659-23-015102, 0001214659-24-005793 |
| Net Debt / CFO | 0.02x | Net Debt / CFO | OK | 0001214659-26-010425, 0001214659-23-015102 |
| Current Ratio | 0x | Current Assets / Current Liabilities | OK | derived |
| Revenue per Diluted Share | $0.00 | Revenue / Diluted Shares | OK | 0001214659-23-015102, 0001214659-24-005793 |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | derived |
| Dividend Payout Ratio | n/a | Cash dividends paid / Net income | NOT_MEANINGFUL | 0001214659-26-004112 |
| Diluted EPS TTM | n/a | Net income TTM / Diluted shares | NOT_MEANINGFUL | 0001214659-26-010425 |