TRU
TransUnion
NYSE · CIK 1552033
Last close63.44
Daily change+1.26 (2.03%)
10 Years gain+96.41%
Dividends TTM0.49 (+8.89%)
Dividend yield0.79%
Fundamental Analysis
TRU · STANDARD
SIC 7320 · Services-Consumer Credit Reporting, Collection Agencies · Fiscal year end 1231
Fundamental
56.1Momentum
100.0Acceleration
93.8Confidence
87.0Annual Revenue14
Quarterly Revenue65
Annual CFO14
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth15.4 / 25
Quality17.3 / 25
Capital Efficiency11.6 / 20
Balance Sheet8.5 / 15
Shareholder Economics0.0 / 10
Forward Indicators3.3 / 5
Signals
Gross margin expansionGross margin improved by 0.0022 percentage points.
Operating leverageOperating margin improved by 15.9768 percentage points.
ROIC expansionROIC improved by 6.9061 percentage points.
Share count reductionDiluted share count declined 1.269%.
Strong operating leverageOperating income is growing faster than revenue while operating margin expands.
Key Metrics
Revenue Growth TTM21.39%OK
Revenue CAGR 3Y7.25%OK
Gross Margin100%OK
Operating Margin19.33%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC8.06%OK
Incremental Operating Margin 3Y25.71%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-1.27%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $4.58B | $4.58B | $857.80M | $987.60M | $661.60M | 100% | 18.74% | 14.46% | 7.22% | 196.6M |
| 2025 FY Dec 31, 2024 | $4.18B | $4.18B | $666.70M | $832.50M | $516.70M | 100% | 15.94% | 12.35% | 5.73% | 196.7M |
| 2025 FY Dec 31, 2023 | $3.83B | $3.83B | $128.50M | $645.40M | $334.70M | 100% | 3.35% | 8.74% | 1.12% | 193.4M |
| 2024 FY Dec 31, 2022 | $3.71B | $3.71B | $626.30M | $297.20M | -$1.00M | 100% | 16.88% | -0.03% | 4.89% | 193.1M |
| 2023 FY Dec 31, 2021 | $2.96B | $2.96B | $651.90M | $808.30M | $584.10M | 100% | 22.02% | 19.73% | 6.92% | 193M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $4.65B | sum latest 4 fiscal quarters Revenue | OK | 0001552033-26-000028, 0001552033-25-000047 |
| Revenue Growth TTM | 21.39% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001552033-26-000028, 0001552033-25-000047 |
| Revenue CAGR 3Y | 7.25% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001552033-26-000012 |
| Revenue CAGR 5Y | 12.58% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001552033-26-000012 |
| Gross Profit CAGR 3Y | 7.25% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001552033-26-000012 |
| Operating Income Growth | 599.61% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0001552033-26-000028, 0001552033-25-000047 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 100% | Gross Profit / Revenue | OK | 0001552033-26-000028, 0001552033-25-000047 |
| Operating Margin | 19.33% | Operating Income / Revenue | OK | 0001552033-26-000028, 0001552033-25-000047 |
| ROIC | 8.06% | NOPAT / Average Invested Capital | OK | 0001552033-26-000028, 0001552033-25-000047 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001552033-26-000028 |
| Current Ratio | 1.93x | Current Assets / Current Liabilities | OK | derived |
| Cash / Debt | 0.13x | (Cash + Short-term Investments) / Total Debt | OK | 0001552033-26-000028 |
| Revenue per Diluted Share | $23.91 | Revenue / Diluted Shares | OK | 0001552033-26-000028, 0001552033-25-000047 |