TRU

TransUnion

NYSE · CIK 1552033

Last close63.44
Daily change+1.26 (2.03%)
10 Years gain+96.41%
Dividends TTM0.49 (+8.89%)
Dividend yield0.79%

Fundamental Analysis

TRU · STANDARD

SIC 7320 · Services-Consumer Credit Reporting, Collection Agencies · Fiscal year end 1231

Screener
Fundamental
56.1
Momentum
100.0
Acceleration
93.8
Confidence
87.0
Annual Revenue14
Quarterly Revenue65
Annual CFO14
Balance SheetAvailable
RankingEligible

Score Breakdown

Growth15.4 / 25
Quality17.3 / 25
Capital Efficiency11.6 / 20
Balance Sheet8.5 / 15
Shareholder Economics0.0 / 10
Forward Indicators3.3 / 5

Signals

Gross margin expansionGross margin improved by 0.0022 percentage points.
Operating leverageOperating margin improved by 15.9768 percentage points.
ROIC expansionROIC improved by 6.9061 percentage points.
Share count reductionDiluted share count declined 1.269%.
Strong operating leverageOperating income is growing faster than revenue while operating margin expands.

Key Metrics

Revenue Growth TTM21.39%OK
Revenue CAGR 3Y7.25%OK
Gross Margin100%OK
Operating Margin19.33%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC8.06%OK
Incremental Operating Margin 3Y25.71%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-1.27%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL

Financial History

PeriodRevenueGross ProfitOperating IncomeCFOFCFGross MarginOp MarginFCF MarginROICShares
2025 FY Dec 31, 2025$4.58B$4.58B$857.80M$987.60M$661.60M100%18.74%14.46%7.22%196.6M
2025 FY Dec 31, 2024$4.18B$4.18B$666.70M$832.50M$516.70M100%15.94%12.35%5.73%196.7M
2025 FY Dec 31, 2023$3.83B$3.83B$128.50M$645.40M$334.70M100%3.35%8.74%1.12%193.4M
2024 FY Dec 31, 2022$3.71B$3.71B$626.30M$297.20M-$1.00M100%16.88%-0.03%4.89%193.1M
2023 FY Dec 31, 2021$2.96B$2.96B$651.90M$808.30M$584.10M100%22.02%19.73%6.92%193M

Formula Trace

MetricValueFormulaStatusSource
Revenue TTM$4.65Bsum latest 4 fiscal quarters RevenueOK0001552033-26-000028, 0001552033-25-000047
Revenue Growth TTM21.39%Revenue_TTM / Revenue_TTM_1Y_ago - 1OK0001552033-26-000028, 0001552033-25-000047
Revenue CAGR 3Y7.25%(Revenue_current / Revenue_3Y_ago)^(1/3) - 1OK0001552033-26-000012
Revenue CAGR 5Y12.58%(Revenue_current / Revenue_5Y_ago)^(1/5) - 1OK0001552033-26-000012
Gross Profit CAGR 3Y7.25%(GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1OK0001552033-26-000012
Operating Income Growth599.61%OperatingIncome_current / OperatingIncome_prior_year - 1OK0001552033-26-000028, 0001552033-25-000047
FCF Growthn/aFCF_current / FCF_prior_year - 1INSUFFICIENT_HISTORYderived
Revenue Growth Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Gross Profit Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Operating Income Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
FCF Accelerationn/a0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3)INSUFFICIENT_HISTORYderived
Gross Margin100%Gross Profit / RevenueOK0001552033-26-000028, 0001552033-25-000047
Operating Margin19.33%Operating Income / RevenueOK0001552033-26-000028, 0001552033-25-000047
ROIC8.06%NOPAT / Average Invested CapitalOK0001552033-26-000028, 0001552033-25-000047
Net Debt / CFOn/aNet Debt / CFONOT_MEANINGFUL0001552033-26-000028
Current Ratio1.93xCurrent Assets / Current LiabilitiesOKderived
Cash / Debt0.13x(Cash + Short-term Investments) / Total DebtOK0001552033-26-000028
Revenue per Diluted Share$23.91Revenue / Diluted SharesOK0001552033-26-000028, 0001552033-25-000047