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UPBOUND GROUP, INC.
Nasdaq · CIK 933036
Last close15.91
Daily change+0.23 (1.47%)
10 Years gain+99.61%
Dividends TTM1.17 (-25.00%)
Dividend yield7.46%
Fundamental Analysis
UPBD · STANDARD
SIC 7359 · Services-Equipment Rental & Leasing, NEC · Fiscal year end 1231
Fundamental
46.6Momentum
43.9Acceleration
27.1Confidence
83.0Annual Revenue18
Quarterly Revenue61
Annual CFO18
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth4.2 / 25
Quality14.6 / 25
Capital Efficiency13.1 / 20
Balance Sheet3.6 / 15
Shareholder Economics8.9 / 10
Forward Indicators0.0 / 5
Signals
Gross margin expansionGross margin improved by 1.1847 percentage points.
Net debt reductionNet debt declined versus the comparison period.
Warnings
Low interest coverage · HIGHInterest coverage is 2.1461x.
ROIC declining · MEDIUMROIC declined by 9.6078 percentage points.
Key Metrics
Revenue Growth TTM6.51%OK
Revenue CAGR 3Y3.41%OK
Gross Margin49.22%OK
Operating Margin5%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC25.13%OK
Incremental Operating Margin 3Y-7.67%OK
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y0.6%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $4.70B | $2.27B | $223.35M | $305.57M | $238.71M | 48.39% | 4.76% | 5.08% | 26.47% | 58.61M |
| 2025 FY Dec 31, 2024 | $4.32B | $2.08B | $291.63M | $104.72M | $48.45M | 48.15% | 6.75% | 1.12% | 39.2% | 55.93M |
| 2025 FY Dec 31, 2023 | $3.99B | $2.02B | $162.87M | $200.29M | $146.89M | 50.65% | 4.08% | 3.68% | 24.98% | 54.98M |
| 2024 FY Dec 31, 2022 | $4.25B | $2.08B | $148.54M | $468.46M | $407.07M | 48.98% | 3.5% | 9.59% | 24.57% | 58.97M |
| 2023 FY Dec 31, 2021 | $4.58B | $2.24B | $280.54M | $392.30M | $329.85M | 48.76% | 6.12% | 7.2% | 46.52% | 66.84M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $4.71B | sum latest 4 fiscal quarters Revenue | OK | 0001193125-26-326420, 0000933036-25-000167 |
| Revenue Growth TTM | 6.51% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001193125-26-326420, 0000933036-25-000167 |
| Revenue CAGR 3Y | 3.41% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0000933036-26-000008 |
| Revenue CAGR 5Y | 10.78% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0000933036-26-000008 |
| Gross Profit CAGR 3Y | 2.99% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0000933036-26-000008 |
| Operating Income Growth | -14.51% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0001193125-26-326420, 0000933036-25-000167 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 49.22% | Gross Profit / Revenue | OK | 0001193125-26-326420, 0000933036-25-000167 |
| Operating Margin | 5% | Operating Income / Revenue | OK | 0001193125-26-326420, 0000933036-25-000167 |
| ROIC | 25.13% | NOPAT / Average Invested Capital | OK | 0001193125-26-326420, 0000933036-25-000167 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001193125-26-326420 |
| Interest Coverage | 2.15x | Operating Income / abs(Interest Expense) | OK | derived |
| Revenue per Diluted Share | $80.15 | Revenue / Diluted Shares | OK | 0001193125-26-326420, 0000933036-25-000167 |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | derived |