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Western Union CO
NYSE · CIK 1365135
Last close6
Daily change-0.02 (-0.33%)
10 Years gain-28.55%
Dividends TTM0.94 (+0.00%)
Dividend yield15.61%
Fundamental Analysis
WU · STANDARD
SIC 7389 · Services-Business Services, NEC · Fiscal year end 1231
Fundamental
31.2Momentum
41.7Acceleration
41.7Confidence
84.0Annual Revenue19
Quarterly Revenue83
Annual CFO19
Balance SheetAvailable
RankingEligible
Score Breakdown
Growth0.7 / 25
Quality6.4 / 25
Capital Efficiency17.9 / 20
Balance Sheet4.6 / 15
Shareholder Economics0.0 / 10
Forward Indicators0.0 / 5
Signals
Share count reductionDiluted share count declined 7.5472%.
Warnings
Gross margin compression · MEDIUMGross margin compressed by 2.0085 percentage points.
Key Metrics
Revenue Growth TTM-1.49%OK
Revenue CAGR 3Y-3.02%OK
Gross Margin32.7%OK
Operating Margin16.7%OK
FCF Marginn/aMISSING
FCF Growthn/aINSUFFICIENT_HISTORY
ROIC22.18%OK
Incremental Operating Margin 3Yn/aNOT_MEANINGFUL
Net Debt / CFOn/aNOT_MEANINGFUL
Diluted Share Growth 1Y-7.55%OK
SBC / Revenuen/aMISSING
SBC / FCFn/aNOT_MEANINGFUL
Financial History
| Period | Revenue | Gross Profit | Operating Income | CFO | FCF | Gross Margin | Op Margin | FCF Margin | ROIC | Shares |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 FY Dec 31, 2025 | $3.88B | $1.33B | $757.30M | $543.70M | $505.20M | 34.26% | 19.52% | 13.02% | 23.93% | 327.6M |
| 2025 FY Dec 31, 2024 | $4.03B | $1.41B | $725.80M | $406.30M | $368.90M | 34.93% | 18.02% | 9.16% | 24.8% | 341.1M |
| 2025 FY Dec 31, 2023 | $4.16B | $1.49B | $817.50M | $783.10M | $760.20M | 35.75% | 19.66% | 18.28% | 45.71% | 371.8M |
| 2024 FY Dec 31, 2022 | $4.25B | $1.63B | $884.90M | $581.60M | $549.70M | 38.26% | 20.8% | 12.92% | 45.15% | 388.4M |
| 2023 FY Dec 31, 2021 | $4.87B | $1.97B | $1.12B | $1.05B | $1.01B | 40.47% | 23.08% | 20.71% | 295.1% | 408.9M |
Formula Trace
| Metric | Value | Formula | Status | Source |
|---|---|---|---|---|
| Revenue TTM | $3.89B | sum latest 4 fiscal quarters Revenue | OK | 0001193125-26-326355, 0001193125-25-251580 |
| Revenue Growth TTM | -1.49% | Revenue_TTM / Revenue_TTM_1Y_ago - 1 | OK | 0001193125-26-326355, 0001193125-25-251580 |
| Revenue CAGR 3Y | -3.02% | (Revenue_current / Revenue_3Y_ago)^(1/3) - 1 | OK | 0001193125-26-061340 |
| Revenue CAGR 5Y | -3.45% | (Revenue_current / Revenue_5Y_ago)^(1/5) - 1 | OK | 0001193125-26-061340 |
| Gross Profit CAGR 3Y | -6.53% | (GrossProfit_current / GrossProfit_3Y_ago)^(1/3) - 1 | OK | 0001193125-26-061340 |
| Operating Income Growth | -10.4% | OperatingIncome_current / OperatingIncome_prior_year - 1 | OK | 0001193125-26-326355, 0001193125-25-251580 |
| FCF Growth | n/a | FCF_current / FCF_prior_year - 1 | INSUFFICIENT_HISTORY | derived |
| Revenue Growth Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Profit Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Operating Income Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| FCF Acceleration | n/a | 0.5*(Q0-Q1)+0.3*(Q1-Q2)+0.2*(Q2-Q3) | INSUFFICIENT_HISTORY | derived |
| Gross Margin | 32.7% | Gross Profit / Revenue | OK | 0001193125-26-326355, 0001193125-25-251580 |
| Operating Margin | 16.7% | Operating Income / Revenue | OK | 0001193125-26-326355, 0001193125-25-251580 |
| ROIC | 22.18% | NOPAT / Average Invested Capital | OK | 0001193125-26-326355, 0001193125-25-251580 |
| Net Debt / CFO | n/a | Net Debt / CFO | NOT_MEANINGFUL | 0001193125-26-326355 |
| Cash / Debt | 0.37x | (Cash + Short-term Investments) / Total Debt | OK | 0001193125-26-326355 |
| Revenue per Diluted Share | $12.40 | Revenue / Diluted Shares | OK | 0001193125-26-326355, 0001193125-25-251580 |
| SBC / FCF | n/a | SBC / FCF | NOT_MEANINGFUL | derived |